How We Research and Review Our Content

Our editorial team researches, writes, and reviews consumer finance content using primary sources including the CFPB, FTC, IRS, and AFCC. Every article is reviewed against current regulations before publishing.

Every page on WeHelpFinance is built from primary sources before secondary commentary. Where relevant, we reference and link to:

• The Consumer Financial Protection Bureau (CFPB)
• The Federal Trade Commission (FTC), including the Telemarketing Sales Rule and FDCPA guidance
• The Internal Revenue Service (IRS) for tax relief content
• State-level statute of limitations and consumer protection statutes
• Industry standards from organizations such as the American Fair Credit Council (AFCC)

We do not rely solely on secondary summaries. Where a claim is specific, such as a fee percentage, time limit, or legal right, we trace it back to the originating source.

Before publication, every page is checked for accuracy, currency, and clarity.

1. Accuracy: factual claims are verified against current primary sources.
2. Currency: laws, regulations, and data points are checked against recent available information.
3. Clarity: financial hardship topics are written in plain language.

We review and update money pages, state pages, and city pages at minimum annually, and sooner when we become aware of a material regulatory change such as an FTC rule change, state statute amendment, or updated IRS program term.

Material corrections are reviewed and updated promptly when warranted.

We use AI tools to assist with drafting and research efficiency. AI-assisted drafts are never published without human review against the methodology and fact-checking standards described here. We do not use AI to fabricate statistics, quotes, or claims.

If you believe something on WeHelpFinance is inaccurate or out of date, email help@wehelpfinance.com with the page URL and specific concern.